What stays committed
Qualifying investments and purchased property may retain value, but returns, resale and recovery are not guaranteed. Understand lock-up periods, fees and exit conditions.
THE FULL FINANCIAL PICTURE
Golden visa costs.
Look beyond the entry figure.
A qualifying investment is not an all-in price. Separate money you commit, money you spend and obligations that continue after approval.
What is not recoverable
Government charges, donations, rent, advice, legal work, translations, certification and travel. Obtain a written breakdown for every household member.
What comes next
Renewals, insurance, housing, investment management, compliance and possible taxes. Exchange rates can materially change the amount needed in CAD or USD.
Programme commitments at a glance
Portugal: the common qualifying fund route is €500,000. Other qualifying routes have different conditions. Current government fees and provider fees must be confirmed; they are not included in the investment figure.
Italy: qualifying routes run from a €250,000 innovative-startup investment to €2 million in government bonds. The €1 million philanthropy option is a donation. Visa, residence-permit and professional charges are additional.
Malta: the published administration, contribution and donation total €99,000 before property, card and applicable family costs. The rent route’s minimum housing commitment for the first five years is €70,000 (€14,000 × 5). Together, these named items total €169,000, before additional charges. The purchase route instead requires a home of at least €375,000, plus the €99,000 named charges and further costs.
The Malta examples are arithmetic illustrations, not quotes or eligibility assessments. The separate asset test must also be met. Do not treat property or assets as interchangeable with fees.
Request this before paying
- Itemised government and professional fees, including taxes
- Family-member charges and dependency assumptions
- Payment timing, refund terms and cancellation rights
- Investment charges, risks and exit restrictions
- Renewal, housing, insurance and compliance expenses
- Who is paid a referral fee and when it is triggered
YOUR NEXT STEP
A conversation before a commitment.
Tell us where you would like to go and what matters to you. Start with SHALALA and explore the next step.
SHALALA provides programme information and introductions and may receive a referral fee. Personal immigration, investment and tax advice is provided by appropriately qualified professionals. Eligibility and outcomes depend on your circumstances; approval is not guaranteed.